Buying your first home is exciting—but also overwhelming. From mortgages to maintenance, there’s a lot to manage. One way to ease the transition into homeownership is by purchasing a home warranty, and Choice Home Warranty is a trusted option that many new homeowners consider.
What Is Choice Home Warranty?
Choice Home Warranty is a service provider that offers protection for home systems and appliances that fail from normal use. This includes coverage for HVAC systems, plumbing, kitchen appliances, and more.
Benefits for First-Time Buyers
Predictable costs: You pay a set annual fee and a service call charge when repairs are needed. This helps avoid unexpected bills.
Peace of mind: With CHW, you won’t have to hunt for a repair tech—just file a claim, and they handle the rest.
Budget protection: If the dishwasher dies or your A/C fails in the summer, you’re covered—saving you potentially hundreds or thousands.
What Does It Cover?
Choice Home Warranty’s two main plans include coverage for:
Heating and electrical systems
Water heater and plumbing
Kitchen appliances (oven, dishwasher, microwave)
Additional items like washers, dryers, and air conditioning under the Total Plan
Optional add-ons are also available for septic systems, sump pumps, and more.
What to Watch For
While CHW offers solid coverage, it’s important to read the full agreement:
Claims may be denied for pre-existing issues.
You must keep systems properly maintained.
Some repairs have dollar limits per item per year.
Tips Before Buying
Ask for a sample contract to review coverage details.
Understand what’s included in the Basic vs. Total Plan.
Consider bundling with real estate transactions—some sellers include CHW to sweeten the deal.
Conclusion
As a first-time homeowner, you’re likely managing repairs for the first time. A plan from Choice Home Warranty can help you avoid costly surprises and ease the burden of home maintenance. It’s not a perfect solution, but it can provide valuable protection during your first few years in a new home.